Actually, it is quite easy to recognize fraudulent investment, just look at the contract and mechanism, if it is not clear or just promising, it is better to leave it, there is no need to hesitate or fear of missing the opportunity, because the opportunity does not come twice, but thousands of times.
Many are tempted by the lure of high profits, many are attracted by excited advertisements, and worse, fraudulent investments do not hesitate to use religious issues to attract potential customers.
As a result, the victims amounted to hundreds of thousands, even the total value of the lost investment reached trillions of Rupiah.
Fraudulent investment will clearly violate the contract, therefore to know the characteristics of fraudulent investment is to know the correct contract and mechanism. In order not to become a victim of fraudulent investment, here is the contract used if you want to invest:
Buying and Selling Investment
In the sale and purchase contract that needs to be considered is that the goods sold, must be owned first by the Seller, remember this carefully, do not buy goods such as land if the land is not owned by the Seller, proof of ownership can be in the form of SHM or SHGB.
If the land in question is not known exactly its location and boundaries, only shown from afar, and only capitalized by a sale and purchase agreement, it is better to leave it, because this is a characteristic of buying and selling gharar (obscurity) and buying and selling hashah (buying and selling by throwing stones as far as possible).
Don't be tempted by the promised bonus, remember that promises are not contracts, so it's hard to be trusted to keep. Do not let the existing land investment intention even fraudulent investment.
"... Do not sell things you do not already have." (Narrated by Abu David)
"The Prophet (peace and blessings of Allaah be upon him) forbade the buying and selling of al-hashah and the buying and selling of gharar" (Narrated by Muslim)
Profit Sharing Investment
Investments that use profit sharing are often hurt by promises of not to lose, but to make big profits, to keep profiting.
Plus people who invest don't want to lose, don't even want to know where the results come from, the important thing is that a certain percentage can be, the important thing is that several million are routinely transferred every month, Subhanallah.
Even though in a profit-sharing contract, both mudharabah whose capital is 100% from investors, and musharakah whose capital is shared, there is still a risk of loss.
If the capital is guaranteed, then in fact what happens is a debt contract, but remember, the debt contract should not ask for compensation because it will be usury, and indeed the debt contract is not an investment contract but a help contract so that it cannot be used for investment contracts.
Therefore, study very well the possible risks that arise, do not rush with existing investment trends.
Closing
The closing message, learn whether the investment has elements of usury, gambling, ghararnya, tyranny or only one of the parties is harmed and benefited, if so leave it, whatever the name of the investment, whoever offers it.
Wallahu a'lam bishawab