The Financial Services Authority (OJK) said that as of June 23, 2022, it had received 426,856 complaints from the public* regarding digital service products, both financial and non-financial sectors.
It was even mentioned that in handling these complaints, OJK requires time and a tiring process, especially if it reaches other stakeholders, including the President and Coordinating Minister.
Problems in the financial sector are not only in financial sector actors but also in the community, both are interrelated, especially in literacy and education issues.
The government does have an obligation to provide literacy and education, but after all, all parties have the same responsibility, to create a mutually beneficial investment climate, not even resulting in losses due to bad investment.
We profitbersih.id, indeed from the beginning of its establishment, wanted to focus first on the issue of literacy and education, because this is a very, very important thing, without enough lierasi and education, the business and investment world will only lead to loss, fraud, crime and even worse getting sin.
"Do not sell in this market traders who do not understand dien (muamalah)". (Umar ibn Khathab Radiyallahu 'anhu)
As the name implies, profitbersih.id actually wants business people and investors to get profit in the right, confirmative and validative ways and methods, but it does not stop there, profit must also be obtained in ways that are halal aka clean from things that are forbidden.
So it is not surprising that profitbersih.id have a team with economic, banking, marketing, managerial backgrounds to Sharia backgrounds, because what is carried out profitbersih.id must be guided by Sharia through Muamalah Maliyah.
In Muamalah Maliyah, literacy and education must be owned first, or at least have a partner who can provide various guidelines and directions to be in accordance with Muamalah Maliyah.
So that with Muamalah Maliyah, all parties, both financial sector actors, the public, investors and the government can feel a more controlled situation, minimize criminals, reduce misunderstandings, and even reduce unreasonable profit desires.
Although it is undeniable that many use Sharia jargon, to smooth crime. Therefore once again, we firmly state that literacy and education are mandatory, before investing!
Wallahualam bishawab
Referensi :
*https://finansial.bisnis.com/read/20220707/90/1552291/aduan-tembus-426856-ojk-kembali-sosialisasi-market-conduct